Happyloan Review: Is Happyloan App Real or Fake
About Happyloan
Happyloan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.
According To Happyloan; Happyloan is an instant loan app, you can get a loan without collateral if you need it by filling in the correct personal information
Happyloan Requirements
- You need a valid ID to qualify for a Happyloan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
- You must be a resident of Ghana over 18 years of age
- Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.
How To Apply For Happyloan
- Download The Happyloan App: Download the free app from the Google Play store
- Sign Up: Set up your Happyloan account by filling in your personal in the app
- Select Product: Select your loan terms and conditions
- Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account
Happyloan Review
Email Address: cediservice@outlook.com
Address: 15 Ring Rd Link, Accra, GHANA
Phone Call/WhatsApp: 0599606630
Be very cautious if someone tells you they can get your funds back from a scam. Sadly, funds recovery is often another type of fraud. Here are some legitimate platforms:
Loan Amount: GHC1000 – GHC10000
Loan Term: 100 days to 365 days
Loan interest: from 10% to 28% per annum.
Maximum Annual Interest Rate（APR）: 28%
Service Charge: 0%
Is Happyloan Real Or Fake?
Status: Happyloan might be a scam. Use the app at your own risk!
Happyloan App Download
Download the Happyloan app from Google Playstore
How To Check For Online Loan App Scam
It can be challenging to determine whether an online loan app is real or fake. However, here are some steps you can take to verify the legitimacy of an online loan app:
- Check for the company’s physical address: A legitimate loan app will have a physical address listed on its website or app. Check the address on Google Maps to ensure it’s an actual location and not just a random address.
- Look for licenses and registrations: A legitimate loan app will be registered with state or federal regulators. Check the app’s website or the regulator’s website to confirm if they are registered.
- Read online reviews: Check for reviews of the app on third-party websites and social media platforms. Reviews can provide insight into the experiences of other users with the app.
- Check the terms and conditions: Read the terms and conditions carefully to ensure that there are no hidden fees or charges.
- Contact customer support: If you have any doubts about the legitimacy of the app, contact their customer support team. A legitimate loan app will have a responsive customer support team that can answer your questions.
- Verify the app’s security: Ensure that the app uses secure encryption methods and has proper security protocols in place to protect your personal and financial information.
By taking these steps, you can reduce the risk of falling victim to a fake online loan app.