About JoyCash Loan
JoyCash Loan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.
JoyCash Loan Requirements
- You need a valid ID to qualify for a JoyCash Loan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
- You must be a resident of Ghana over 18 years of age
- Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.
How To Apply For JoyCash Loan
- Download The JoyCash Loan App: Download the free app from the Google Play store
- Sign Up: Set up your JoyCash Loan account by filling in your personal in the app
- Select Product: Select your loan terms and conditions
- Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account
JoyCash Loan Review
Customer Support Email: customer@joycash.live
WhatsApp: +233257963213
Loan term: 90-365 days
Loan amount: 100 – 10,000
Interest ranges from 30% – 65%
Have you been scammed online? Yhang Mhany can help you track and get your money back. Fill in the form to get a free consultation and please double check your contact information so we can reach you.
A loan of GHC 10,000 with a minimum repayment period of 365 days will have an interest of 3,000. The amount repayable will be 13,000; with a 30% interest rate.
Is JoyCash Loan Real Or Fake?
Status: JoyCash Loan might be a scam. Use the app at your own risk!
JoyCash Loan App Download
Download the JoyCash Loan app from here

Yhang Mhany is a Ghanaian blogger and online income expert empowering individuals with financial literacy. He exposes scams and provides in-depth reviews of online earning opportunities at EarnMoreCashToday.com, helping readers find legitimate ways to make money online. Since 2020, Yhang has been featured in reputable publications like GhanaWeb, Peace FM Online, CanvasRebel Magazine, News Ghana, Adomonline, AmeyawDebrah, Bold Journey Magazine, and Pulse Ghana, solidifying his position as a trusted authority.