About SikaBus Loan
SikaBus Loan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.
According To SikaBus Loan; SikaBus is one of the most popular lending platforms in Ghana, providing high-quality loan services to mobile users in Ghana. Once approved, you can withdraw your loan through the following channels: MTN MoMo, Vodafone Cash, and AirtelTigo wallet.
SikaBus Loan Requirements
- You need a valid ID to qualify for a SikaBus Loan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
- You must be a resident of Ghana over 18 years of age
- Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.
How To Apply For SikaBus Loan
- Download The SikaBus Loan App: Download the free app from the Google Play store
- Sign Up: Set up your SikaBus Loan account by filling in your personal in the app
- Select Product: Select your loan terms and conditions
- Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account
SikaBus Loan Review
Customer Support Email: service@sikabuses.com
Address: M7XX+464, Sunyani Rd, Kumasi, Ghana
Loan Amount: Up to GH₵ 50,000
Loan Tenure: From 120 to 360 days
Have you been scammed online? Yhang Mhany can help you track and get your money back. Fill in the form to get a free consultation and please double check your contact information so we can reach you.
Interest Rate: not exceed 0.02% every day, up to 24% per annum
Processing Fees: 5% – 10% (including payment gateway fee, credit fee, and VAT). The fees will be reduced from the loan amount. Different levels with different process fees
APR: up to 24%
For example, if you borrow GH₵ 5,000 and the tenure is 120 days:
1. Total interest is GH₵ 5,000 x 120 x 0.05% = GH₵ 300
2. Processing fee is GH₵ 5,000 * 5% = GH₵ 250(including 14% IVA of processing fee).
3. You will receive GH₵ 5,000 – GH₵ 250 = GH₵ 4,750.
4. The total repayment amount is GH₵ 5,000 + GH₵ 300 = GH₵ 5,300
The exact cost will vary from person to person. It depends on the user’s credit evaluation result.
Is SikaBus Loan Real Or Fake?
Status: SikaBus Loan might be a scam. Use the app at your own risk!
SikaBus Loan App Download
Download the SikaBus Loan app from Google PlayStore

Yhang Mhany is a Ghanaian blogger and online income expert empowering individuals with financial literacy. He exposes scams and provides in-depth reviews of online earning opportunities at EarnMoreCashToday.com, helping readers find legitimate ways to make money online. Since 2020, Yhang has been featured in reputable publications like GhanaWeb, Peace FM Online, CanvasRebel Magazine, News Ghana, Adomonline, AmeyawDebrah, Bold Journey Magazine, and Pulse Ghana, solidifying his position as a trusted authority.