About Cocoaloan
Cocoaloan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.
According To Cocoaloan; cocoaloan – maintains good credit and Cocoaloan will provide you with a personal loan. Apply online and deposit cash on your card.
Cocoaloan Requirements
- You need a valid ID to qualify for a Cocoaloan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
- You must be a resident of Ghana over 18 years of age
- Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.
How To Apply For Cocoaloan
- Download The Cocoaloan App: Download the free app from the Google Play store
- Sign Up: Set up your Cocoaloan account by filling in your personal in the app
- Select Product: Select your loan terms and conditions
- Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account
Cocoaloan Review
Customer Support Email: help@cocoloangh.com
Address: 3P5H+XWV, Kamompa, Ghana
Loan Amount: GH₵ 200 – GH₵ 5,000
The repayment period is from 3 months to 24 months
Have you been scammed online? Yhang Mhany can help you track and get your money back. Fill in the form to get a free consultation and please double check your contact information so we can reach you.
APR from 3.5% to 12% per annum
Handling fee from 2.5% to 5% (18% GST applies)
You may be charged a daily late fee of up to 0.1% (capped at 18% of the overdue principal.)
There are no other hidden fees that apply to your loan
Is Cocoaloan Real Or Fake?
Status: Cocoaloan might be a scam. Use the app at your own risk!
Cocoaloan App Download
Download the Cocoaloan app from Google PlayStore

Yhang Mhany is a Ghanaian blogger and online income expert empowering individuals with financial literacy. He exposes scams and provides in-depth reviews of online earning opportunities at EarnMoreCashToday.com, helping readers find legitimate ways to make money online. Since 2020, Yhang has been featured in reputable publications like GhanaWeb, Peace FM Online, CanvasRebel Magazine, News Ghana, Adomonline, AmeyawDebrah, Bold Journey Magazine, and Pulse Ghana, solidifying his position as a trusted authority.