Is Cocoaloan Personal Loan App Real Or Fake

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About Cocoaloan

Cocoaloan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.

According To Cocoaloan;  cocoaloan – maintains good credit and Cocoaloan will provide you with a personal loan. Apply online and deposit cash on your card.

Cocoaloan Requirements

  • You need a valid ID to qualify for a Cocoaloan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
  • You must be a resident of Ghana over 18 years of age
  • Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.

How To Apply For Cocoaloan

  1. Download The Cocoaloan App: Download the free app from the Google Play store
  2. Sign Up: Set up your Cocoaloan account by filling in your personal in the app
  3. Select Product: Select your loan terms and conditions
  4. Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account

Cocoaloan Review

Be very cautious if someone tells you they can get your funds back from a scam. Sadly, funds recovery is often another type of fraud. Here are some legitimate platforms I've written about so far:

  1. Legit Investment websites
  2. Legit Trading Platforms
  3. Perform Tasks and Earn
  4. Legit Mining Hardwares
  5. Legit Loan Providers
  6. Legit Crypto Faucet

Customer Support Email: help@cocoloangh.com

Address: 3P5H+XWV, Kamompa, Ghana

Loan Amount: GH₵ 200 – GH₵ 5,000

The repayment period is from 3 months to 24 months

APR from 3.5% to 12% per annum

Handling fee from 2.5% to 5% (18% GST applies)

You may be charged a daily late fee of up to 0.1% (capped at 18% of the overdue principal.)

There are no other hidden fees that apply to your loan

Is Cocoaloan Real Or Fake?

Status: Cocoaloan might be a scam. Use the app at your own risk!

Cocoaloan App Download

Download the Cocoaloan app from Google PlayStore

About Yhang Mhany

Yhang Mhany, the founder of Earn More Cash Today, is a Ghanaian blogger and digital entrepreneur with 4 years of experience in the online income space. Through his platform, he has become a recognized authority on online scams and financial literacy, empowering individuals with the knowledge and tools they need to make informed financial choices, protect themselves from scams, and thrive in the digital age.

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