About Leja Loan
Leja Loan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.
Leja Loan Requirements
- You need a valid ID to qualify for a Leja Loan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
- You must be a resident of Ghana over 18 years of age
- Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.
How To Apply For Leja Loan
- Download The Leja Loan App: Download the free app from the Google Play store
- Sign Up: Set up your Leja Loan account by filling in your personal in the app
- Select Product: Select your loan terms and conditions
- Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account
Leja Loan Review
Email Address: Unknown
Phone Number: Unknown
Loan Tenure: From 91 days – 365 days.
Loan Amount: from GHC 30 – GHC 1,000.
The maximum APR is from 36% – 50%.
Origination Fee: Range from GHC 10 – GHC 250 for a one-time charge.
Is Leja Loan Real or Fake?
Leja Loan is a fraudulent scheme and it is strongly recommended to avoid utilizing the platform. When dealing with online lending platforms, it’s crucial to verify their authenticity to avoid potential scams. Here’s how you can determine whether a loan app is genuine:
Check for the Company’s Physical Address: A legitimate loan app will have a physical address listed on its website or within the app. To confirm its authenticity, use Google Maps to verify that the address is real and not fictitious.
Look for Licenses and Registrations: Trustworthy loan apps are typically registered with state or federal regulators. You can cross-check this information on the app’s website or the regulator’s official website.
Read Online Reviews: User reviews on third-party websites and social media platforms can provide valuable insights into the experiences of other borrowers. Reading these reviews can help you gauge the legitimacy of Leja Loan.
Check the Terms and Conditions: Examine the terms and conditions of the app thoroughly to ensure there are no hidden fees or charges that might catch you by surprise.
Contact Customer Support: If you have any doubts or questions about the app’s legitimacy, reach out to their customer support team. A genuine loan app will have a responsive customer support team that can address your concerns.
Verify the App’s Security: Ensure that the app uses secure encryption methods and has robust security protocols in place to protect your personal and financial information.
By following these steps, you can minimize the risk of falling victim to a fraudulent online loan app.
Mobile lending platforms like Leja Loan provide a convenient and accessible way for Ghanaians to access personal loans. However, as with any online financial service, it’s essential to verify the legitimacy of the app before using it. By following the steps outlined in this article, borrowers can protect themselves from potential online loan app scams and make informed decisions about their finances.