Mach Loan Review: Is Mach Loan App Real Or Fake

Mobile lending platforms have become increasingly popular in Ghana, and Mach Loan is one of the new credit apps offering loans online. With promises of secure and convenient access to personal loans, Mach Loan has attracted many customers.

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However, with the rise of online scams, it’s important to ensure the legitimacy of such lending apps before using them. In this article, we will review Mach Loan’s features, requirements, and loan terms while discussing how to verify the authenticity of mobile lending platforms.

About Mach Loan

Be very cautious if someone tells you they can get your funds back from a scam. Sadly, funds recovery is often another type of fraud. Here are some legitimate platforms I've written about so far:

  1. Legit Investment websites
  2. Legit Trading Platforms
  3. Perform Tasks and Earn
  4. Legit Mining Hardwares
  5. Legit Loan Providers
  6. Legit Crypto Faucet

Mach Loan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.

According To Mach Loan;  MachLoan APP is provided by Susee Finance (P) Limited, which provides online loan solutions for individual consumers.

MachLoan is a no-threshold loan platform carefully built for users with loan needs. You can easily get a loan in just a few minutes, loan application, approval, withdrawal, and return, all in one stop!

Mach Loan Requirements

  • You need a valid ID to qualify for a Mach Loan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
  • You must be a resident of Ghana over 18 years of age
  • Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.

How To Apply For Mach Loan

  1. Download The Mach Loan App: Download the free app from the Google Play store
  2. Sign Up: Set up your Mach Loan account by filling in your personal in the app
  3. Select Product: Select your loan terms and conditions
  4. Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account

Mach Loan Review

Customer Support Email:

Phone Number: +233 0508647578

Address: F27H+CH5, Techiman-Tamale Rd,Tanoso, Ghana

Loan Amount: GHC 5000 – GHC 350,000

Loan Terms: The shortest is 91 days, and the longest is 365 days

Daily interest rate: 0.0057%

A maximum annual interest rate APR: of 20.55%

Is Mach Loan Real Or Fake?

Status: Mach Loan is fake. Use the app at your own risk!

Mach Loan App Download

Download the Mach Loan app from the Google Play Store

How To Check For Online Loan App Scam

It can be challenging to determine whether an online loan app is real or fake. However, here are some steps you can take to verify the legitimacy of an online loan app:

  1. Check for the company’s physical address: A legitimate loan app will have a physical address listed on its website or app. Check the address on Google Maps to ensure it’s an actual location and not just a random address.
  2. Look for licenses and registrations: A legitimate loan app will be registered with state or federal regulators. Check the app’s website or the regulator’s website to confirm if they are registered.
  3. Read online reviews: Check for reviews of the app on third-party websites and social media platforms. Reviews can provide insight into the experiences of other users with the app.
  4. Check the terms and conditions: Read the terms and conditions carefully to ensure that there are no hidden fees or charges.
  5. Contact customer support: If you have any doubts about the legitimacy of the app, contact their customer support team. A legitimate loan app will have a responsive customer support team that can answer your questions.
  6. Verify the app’s security: Ensure that the app uses secure encryption methods and has proper security protocols in place to protect your personal and financial information.

By taking these steps, you can reduce the risk of falling victim to a fake online loan app.


Mobile lending platforms like Mach Loan provide a convenient and accessible way for Ghanaians to access personal loans.

However, as with any online financial service, it’s essential to verify the legitimacy of the app before using it. By following the steps outlined in this article, borrowers can protect themselves from potential online loan app scams and make informed decisions about their finances.

About Yhang Mhany

Yhang Mhany, the founder of Earn More Cash Today, is a Ghanaian blogger and digital entrepreneur with 4 years of experience in the online income space. Through his platform, he has become a recognized authority on online scams and financial literacy, empowering individuals with the knowledge and tools they need to make informed financial choices, protect themselves from scams, and thrive in the digital age.