RapidCedi Loan Review: Is RapidCedi Loan App Real Or Fake

Mobile lending platforms have become increasingly popular in Ghana, and RapidCedi is one of the new credit apps offering loans online. With promises of secure and convenient access to personal loans, RapidCedi has attracted many customers.

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However, with the rise of online scams, it’s important to ensure the legitimacy of such lending apps before using them. In this article, we will review RapidCedi’s features, requirements, and loan terms while discussing how to verify the authenticity of mobile lending platforms.

About RapidCedi Loan

Be very cautious if someone tells you they can get your funds back from a scam. Sadly, funds recovery is often another type of fraud. Here are some legitimate platforms I've written about so far:

  1. Legit Investment websites
  2. Legit Trading Platforms
  3. Perform Tasks and Earn
  4. Legit Mining Hardwares
  5. Legit Loan Providers
  6. Legit Crypto Faucet

RapidCedi Loan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.

RapidCedi Loan Requirements

  • You need a valid ID to qualify for a RapidCedi Loan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
  • You must be a resident of Ghana over 18 years of age
  • Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.

How To Apply For RapidCedi Loan

  1. Download The RapidCedi Loan App: Download the free app from the Google Play store
  2. Sign Up: Set up your RapidCedi Loan account by filling in your personal in the app
  3. Select Product: Select your loan terms and conditions
  4. Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account

RapidCedi Loan Review

Customer Support Email: info@rapidcedi.com

Address: Liberation Road, Accra, Ghana

Loan Amount: GHS 100- GHS 6000

Loan Term: 91-180 days

Loan Interest: 0.07% per day (1.8% equivalent monthly interest rate only)

Service Fee: 10%-32% (Deductible )


Is RapidCedi Loan Real Or Fake?

Status: RapidCedi Loan is a scam. Use the app at your own risk!

RapidCedi Loan App Download

Download the RapidCedi Loan app from Google Play Store

How To Check For Online Loan App Scam

It can be challenging to determine whether an online loan app is real or fake. However, here are some steps you can take to verify the legitimacy of an online loan app:

  1. Check for the company’s physical address: A legitimate loan app will have a physical address listed on its website or app. Check the address on Google Maps to ensure it’s an actual location and not just a random address.
  2. Look for licenses and registrations: A legitimate loan app will be registered with state or federal regulators. Check the app’s website or the regulator’s website to confirm if they are registered.
  3. Read online reviews: Check for reviews of the app on third-party websites and social media platforms. Reviews can provide insight into the experiences of other users with the app.
  4. Check the terms and conditions: Read the terms and conditions carefully to ensure that there are no hidden fees or charges.
  5. Contact customer support: If you have any doubts about the legitimacy of the app, contact their customer support team. A legitimate loan app will have a responsive customer support team that can answer your questions.
  6. Verify the app’s security: Ensure that the app uses secure encryption methods and has proper security protocols in place to protect your personal and financial information.

By taking these steps, you can reduce the risk of falling victim to a fake online loan app.


Mobile lending platforms like RapidCedi provide a convenient and accessible way for Ghanaians to access personal loans.

However, as with any online financial service, it’s essential to verify the legitimacy of the app before using it. By following the steps outlined in this article, borrowers can protect themselves from potential online loan app scams and make informed decisions about their finances.

About Yhang Mhany

Yhang Mhany, the founder of Earn More Cash Today, is a Ghanaian blogger and digital entrepreneur with 4 years of experience in the online income space. Through his platform, he has become a recognized authority on online scams and financial literacy, empowering individuals with the knowledge and tools they need to make informed financial choices, protect themselves from scams, and thrive in the digital age.